IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.
VIJAYA BANK UTTAR PRADESH ifsc code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main payment and settlement systems in India.
1) RTGS : Real Time Gross Settlement 2) NEFT : National Electronic Fund Transfer
For Example :
VIJAYA BANK UTTAR PRADESH ifsc code : VIJB0006504 is 11 digit Unique IFSC Code.
First 4 characters represents Bank Code : VIJB for Bank : VIJAYA BANK
5th character is Zero and it is reserved for future reference
Last 6 characters represents Branch Code : 006504 for Bank Branch GOSAIGUNJ
Anatomy of a Cheque
The above image represent cheque format which locates IFSC Code and MICR Code in Red Box
MICR code for vijaya bank uttar pradesh represents Magnetic Ink Character Recognition technology which is printed on cheques. This MICR Code is used for the identification of the cheques for faster processing.
MICR Code is a Unique code which identifies each bank branch. The main purpose of MICR Code is to participate each bank branch in an Electronic Clearing System (ECS).
MICR Code for VIJAYA BANK : 226029022 is 9 digit Unique MICR Code.
First 3 digits represents CityCode Code : 226 for City : LUCKNOW
Middle 3 digits reprents Bank Code: 029 for Bank : VIJAYA BANK
Last 3 digits represents Branch Code : 902 for Bank Branch GOSAIGUNJ
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